By comparison, Apple's iOS 8, which was released in September and powers iPhones and iPads, is on 85 percent of Apple's devices. The search giant unveils the name of its next update for smartphones and tablets. Some key features include a new mobile payments system and some tricks for the company's digital assistant, Google Now. Google's update for Android, its mobile software for smartphones and tablets, officially has a name: Marshmallow. Be respectful, keep it civil and stay on topic. We delete comments that violate our policy, which we encourage you to read. Discussion threads can be closed at any time at our discretion.
Apple Pay launched in the US in October as Apple's first foray into contactless mobile payments, Using an iPhone 6, iPhone 6 Plus or Apple Watch, people can pay uag metropolis iphone xs max rugged wallet case - black for items on the go at supported retailers via NFC (near-field communication) technology, Apple has been drumming up support for Apple Pay among more and more banks and retailers in the US, But to become more of a fixture, Apple Pay needs to expand globally, especially as rival services such as Samsung Pay and Google's Android Pay start to ramp up..
Expanding Apple Pay globally is more of a challenge than it may sound. For each credit or debit card transaction, a retailer pays a transaction fee to the bank that issued the card. In the US, Apple gets a cut of that action, reportedly around 15 cents on every $100 of transactions. But banks in Australia are balking at those terms, hesitating to give Apple a slice of the $2 billion they earn in transaction fees each year, according to a story published Monday by Fairfax Media. One reason is that Australian banks charge a lower transaction fee than banks in the United States, around 50 cents for every $100 of transactions versus around $1 for $100 of transactions in the US, the report said. Yet Apple is reportedly asking for the same piece of the pie that it receives in the US.
Another stumbling block for Apple is that at least one Australian banking executive has said that the country's banks already have technology seemingly comparable to Apple Pay, "By most global standards, the capability that the Australian banking sector has generally, and Commonwealth Bank has specifically, to provide for customers is ahead of a lot of the other markets around the world where Apple has done well," Commonwealth Bank of Australia CEO Ian Narev said last week, "There is functionality associated with Apple Pay that we have had in the uag metropolis iphone xs max rugged wallet case - black market for 18 months to two years."Specifically, Narev said that his bank already has an Android app that provides the same functionality offered by Apple Pay, Fellow Australian bank Westpac also supports tap-and-go purchases with retailers using an Android phone app..
Australian banks are also hesitant to support Apple Pay because they're being forced by the Reserve Bank of Australia to devote hundreds of millions of dollars toward creating something called the New Payments Platform, which would give Australian businesses and consumers a fast, real-time system for making payments. The concern is that Apple would hop on board this new system without having to pay anything toward its development, Fairfax Media said. Further, banks there are concerned that Apple would muscle in between them and their customers at the point of sale, which could undermine the banks' attempts to directly sell other products.
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